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Level 3 DIPLOMA

Practictioner in
personal training (RQF)

COURSE PRICE

£1,499

£1,699

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What Sets Our Course Apart from the Rest

  • Dedicated Tutor
  • Guaranteed Job Role*
  • FREE Gym Membership
  • 121 Tutor Support

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  • Pay in full
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  • payl8r

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ACCOUNT NAME: GYMCAREER LIMITED
Bank name: NatWest
Account number: 48755656
Sort code: 60-01-24
Amount: £1699
Payment Ref: Your name

By sending your payment via bank transfer you are agreeing to our Terms & Conditions

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  • Good and bad credit history accepted
  • Soft credit check
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GYMCAREER LIMITED is an Introducer Appointed Representative of Social Money Limited t/a Payl8r, who is authorised and regulated by the Financial Conduct Authority under reference number 675283. Credit is subject to creditworthiness and affordability assessments. Missed payments may affect your credit file, future borrowing, and may incur fees. Representative APR 65.5%.

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Will I qualify?

  • No CCJs within the last 3 years
  • No accounts in default
  • Be a UK resident
  • Have online banking
  • Have a regular source of income

WHY USE PAYL8R?

  • Apply without affecting your credit
  • High acceptance rates
  • Low interest rates
  • Interest free periods
  • Flexible friendly finance

Finance is subject to your ability to repay the loan.

REPAYMENTS

You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
Interest rates from 1% per month – remember, if you pay in full in the first month, your loan will be at 0% interest.
Click the Payl8r button at the checkout on participating stores and you will receive an answer within minutes.

AFFORDABILITY

If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90 day bank statement.
Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay:
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92

FREQUENTLY ASKED QUESTIONS

The aim of the qualification is to develop the learner’s ability to fulfil the roles of gym instructor and personal trainer capable of engaging behaviour change. As a gym instructor qualification is an established pre-requisite to assuming the role of a personal trainer, this qualification has combined both positions to allow a simple transition to Personal Trainer status and an appropriate progression route towards building a PT business and supporting the fitness journeys of clients on a 1:1 basis.

The aim of the Focus Awards Level 3 Diploma Practitioner in Personal Training (RQF) is to provide learners with essential skills and the knowledge required to plan exercise programmes for groups and individuals in both a gym-based environment and as a Personal Trainer. Learners will also gain the understanding of Business Development and technology to assist to Personal Training.Our Diploma is fully accredited by CIMSPA (Chartered Institute for the Management of Sport and Physical Activity) to the highest industry standard. It is awarded by Focus Awards and regulated by Ofqual and therefore fully recognised by all fitness industry employers and professionals.

There is no requirement of previous qualification to be eligible to register for the course. We would recommend having experience of training within a gym environment, a passion for helping people and a genuine desire for working in the health and fitness sector.

Our Diploma has been designed to be completed over 15 weeks. This is inclusive of the Level 2 Gym Instructing qualification. The Level 3 Personal Training qualification and the additional modules to support in achieving a guaranteed role* with PureGym at the end of the student journey.

Following successful completion of all elements of the student journey and course, you would join PureGym within a PT/FC capacity. There will be further support as you look to build your Personal Training business as part of our additional accreditations and access to PureGym's PT Connect.

© Copyright PureGym Personal Training Academy

Gymcareer Ltd // Company number: 13242155

*Job role guaranteed if you have completed the course within the given timeframe.

Need Help?
Email: support@puregymstudent.com

Lender Arrangements

All of Deko’s lenders hold the required authorisation and permissions to provide you with credit. They need to meet high responsible lending standards, so you can rest assured that your application will be considered fairly and responsibly.

Whichever lender Deko introduces you to, Deko may receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders Deko works with pay commission at different rates, but the commission received does not influence the interest rate you pay. You will be offered the best rate available from Deko’s partner lenders, based on the lenders’ decision policies. You have the right to know the amount of commission paid in relation to your application – if you’d like this, you can ask Deko’s customer support team on support@dekopay.com or by phone on 0800 294 5891.

 
 

Check your eligibility

To be considered for finance, you will need to meet all of the following criteria:

• Are at least 18 years old
• Have a regular income of £200 per week
• Are a permanent UK resident and have lived in the UK for at least 3 years
• Have a UK bank account capable of accepting Direct Debits
• A valid debit or credit card in order to pay the deposit amount
• Have a credit history with no recent defaults or late payments
• Have no active debt relief orders, County Court Judgments(CCJs), Individual Voluntary Arrangement(IVAs) or bankruptcies

Available Finance options

We offer a range of interest-bearing finance options to help you spread the cost of your purchase over 18 to 24 months . The value of the loan needs to be over £250 and no more than £5,000 and you can choose a deposit of up to 50% of the value of the goods.

 
 

Understanding the numbers

Deko wants to make sure that you understand the costs, terms and key features of the finance options available to you. You will see this information as you shop and at checkout.

Use our finance calculator at checkout to see how different loan values, terms and interest rates affect the total amount you need to pay and the monthly repayments. The finance calculator is for illustrative purposes only and is not a quote, or formal offer of finance. The offer you receive if you apply will be dependent on your personal circumstances and the lender’s policies.

It’s important that you understand what this information means for you before you decide to apply for finance. The numbers and information you see when taking out finance can be overwhelming and so Deko has provided a simple guide below to help you.

Here is an example of what you might see at checkout, with some handy explanations to help you understand what it all means. Please note that this is just an example, the format, layout and content of checkout finance calculators may vary.

Use our finance calculator to check the impact of various loan values, terms and interest rates on the total amount you need to pay and the monthly repayments.

Whichever finance option you choose to apply for, you need to be sure that you can afford to pay the deposit, and keep up with your monthly repayments. You should think about any changes to your situation that might occur during the term of the loan, which could impact on your finances – e.g. retirement, moving home, changing jobs, or any health issues which could affect your income or expenditure.

Alongside the finance calculator and on some of our promotional banners, you will also see the representative example. This could be written in a sentence, as shown in the example below, or in a table format:

Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 48 months with an annual interest rate of 4.9% (Fixed). Monthly repayments will be £10.32 with a total repayable of £545.36. 4.9% APR representative.

The representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

As we mentioned earlier, the representative example is not a quote or formal offer of finance – we display this to help you understand how much a loan will cost, and so you can compare it with other products.

Whilst these numbers are there to help you understand what a loan will cost you, it’s important that you understand any other potential costs in the terms and conditions of the finance option you select. For instance, you may be charged missed or late payment fees if you don’t keep up with your payments.

 
 

FAQ’s

Finance Decision

Will I be accepted for finance?

Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. Your lender will perform a ‘soft’ credit search on your credit file as part of their assessment, to determine whether the loan is affordable for you and if you are likely to make your repayments on time.

It’s important to know that if your application is accepted, a ‘hard’ credit check may be made on your credit file. Only you can see that a ‘soft’ search has been made on your credit file, but a ‘hard’ credit check will be visible to others viewing your credit file, for example, if you apply for credit in the future, the lender will see that an application credit search was made on your credit file.

In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours.

What do I do if I have been declined?

If your application was declined, your lender may be unable to give you specific reasons why. Lenders use information from your credit report, alongside your income and expenditure data to make a lending decision. If you feel that there has been a mistake, please contact your lender – their contact details will appear on the email informing you that your application was declined.

You can also contact the Credit Reference Agencies if you think there is a mistake on your credit report:

Experian

Equifax

TransUnion

 

Your Loan Agreement

Before signing your credit agreement, you will be given some important documents that include key information about your loan. It is important that you read these documents and understand the information and key terms. If you have any questions about the information in your credit agreement before you sign it, Deko’s customer support team can help – you can contact them on support@dekopay.com or by phone on 0800 294 5891.

Who should I contact if I have a question about my loan?

For any questions about your loan, such as your Direct Debit or updating your personal details, please contact your lender. Their contact details will be provided throughout your application and on any communications you receive about your finance application.

I’m having problems paying my deposit online

Please contact Deko customer support at support@dekopay.com or 0800 294 5891.

When will I receive a copy of my loan agreement?

You will be presented with an unsigned copy of your credit agreement for you to sign once your lender has made their decision. Once you have signed your credit agreement, your lender will also sign it and a copy will be available for you to download. These will also be emailed securely to your given email address.

If you need a copy of your agreement at any point after this, you can request this from your lender.

The terms of your loan agreement will set out your right to withdraw. You may be able to withdraw from your loan agreement within 14 days. However, if you do so, you will still be responsible to pay for your goods by another payment method.

Payments and Order

How do I make my monthly payments?

Your lender will help you set up convenient, pre-authorised payments via your bank account or your credit/debit card.

Can I request delivery to an address other than my home address?

In order to safeguard against fraudulent applications, we are only able to deliver goods to your home address.

I want to amend my order.

If you have been approved for finance, the amount or term cannot be amended. You will need to contact us (your retailer) to amend the goods or services you ordered and you may need to complete a new application for finance. Please note we cannot guarantee a new credit application will be approved.

I haven’t received my goods or service.
Please contact us at support@puregymstudent.com and we will help you.

I want to change my Direct Debit details.

Changing your payment date can only be done once the first payment has been taken. Please contact your lender to talk to them about updating your Direct Debit details.

Are there any fees or charges to pay?

There is no fee for processing your application, and Deko does not charge you for its credit broking services.

Fees will be payable to your lender if you fail to maintain your repayments. Fees and charges may include late payment fees and administration/letter fees if you are issued an arrears or default notice. Full details of all fees and charges will be set out in the terms of your credit agreement.

Cancellations and Returns

I want to return my goods and cancel my finance agreement.

Please see our Cancellation Policy. Some products cannot be cancelled, for example, made-to-order or bespoke goods, so you should check this before you complete your purchase.

Where you do have the right to cancel, you must do this within 14 days of entering into the finance agreement.

To cancel your finance agreement, please contact us (your retailer) and arrange to return your purchase or cancel the services. Once we have confirmed cancellation, we will advise your lender to cancel your finance agreement and refund any payments that have been made. If you made your purchase in-store, we will refund any deposit payment that you made. Your finance agreement can only be cancelled by your lender if your purchase is cancelled with us.

What happens to my loan if I want to return my order?

If you are not satisfied with your purchase you can return it up to 14 days after delivery. In this case, we will notify your lender to reduce your loan amount accordingly. You will receive confirmation from your lender within 5-7 business days after we received your return in cases where a full refund is processed.

Your Personal or Financial Circumstances

It’s a fact of life that things can change for any of us. If something changes in your personal, or financial circumstances, Deko and your lender will do all they can to help make it as easy as possible to submit your application and manage your loan repayments.

If you’re struggling at any point with your application online, or you don’t understand anything, please contact Deko’s customer support team at support@dekopay.com or 0800 294 5891.

If you find yourself struggling due to a change in your circumstances, please contact your lender and ask for their help.

Use of Your Personal Data

In order to process your application, you will be asked to provide information about your personal, employment and financial situation. Deko share your personal data with their partner lenders so that they can make a decision about whether to offer you finance. Lenders perform a search with one or more Credit Reference Agencies to conduct their creditworthiness and affordability assessment to enable them to make their decision.

You can find out more about how Deko uses and protects your personal data in their Privacy Policy

Your lender will let you know where you can find more information about their privacy policy.

 

Still have questions?

If you still have questions about your finance application or need some help completing it, check out Deko’s FAQs here.

For any questions related to finance, please contact your lender. Their contact details will be provided throughout your application and on any communications, you receive about your finance application.

Gym Career Ltd t/a PureGym Personal Training Academy is an Introducer Appointed Representative of Pay4Later Limited, trading as Deko, which is authorised and regulated by the Financial Conduct Authority (FRN 728646). Deko is a credit broker, not a lender and does not charge you for credit broking services. Deko will introduce you exclusively to Snap Finance Ltd finance products provided by Snap Finance Ltd under this Introducer Appointed Representative arrangement. Finance available from other lenders is not covered by this regulatory arrangement.
 

Our Course Advisers are off for Christmas and will be back on Monday, 5 January 2026, to help you get started.

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